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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,818 | $98,776+90.1% | $149,745+25.4% | $79,856+135.2% |
| Participation rate | 88.5% | 75.8%+12.7pp | 82.5%+6.0pp | 69.6%+18.8pp |
| Annual return | 17.30% | 27.38%-10.1pp | 276.72%-259.4pp | 31.71%-14.4pp |
| Employer contribution / active EE | $5,546 | $3,217+72.4% | $4,646+19.4% | $2,471+124.4% |
| Participant deferral / active EE | $5,261 | $5,681-7.4% | $6,843-23.1% | $3,741+40.6% |
| Admin fee / account holder | $6,488 | $6,053+7.2% | $9,312-30.3% | $5,306+22.3% |