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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,113 | $103,392+208.6% | $87,104+266.4% | $152,897+108.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 16.12% | 28.10%-12.0pp | 28.19%-12.1pp | 345.43%-329.3pp |
| Employer contribution / active EE | $11,743 | $3,221+264.6% | $2,521+365.7% | $4,764+146.5% |
| Participant deferral / active EE | $8,045 | $4,778+68.4% | $4,048+98.7% | $5,851+37.5% |
| Admin fee / account holder | $15,799 | $12,194+29.6% | $7,491+110.9% | $11,599+36.2% |