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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,749 | $92,219+187.1% | $76,767+244.9% | $135,380+95.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -4.27% | 5.46%-9.7pp | 2.43%-6.7pp | 519.81%-524.1pp |
| Employer contribution / active EE | $11,166 | $3,216+247.2% | $2,485+349.3% | $4,779+133.6% |
| Participant deferral / active EE | $7,732 | $4,508+71.5% | $3,852+100.8% | $5,609+37.9% |
| Admin fee / account holder | $5,798 | $10,749-46.1% | $6,675-13.1% | $10,828-46.5% |