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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,288 | $117,859+243.0% | $102,438+294.7% | $145,959+177.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.96% | 31.72%-22.8pp | 29.37%-20.4pp | 561.95%-553.0pp |
| Employer contribution / active EE | $13,412 | $3,615+271.0% | $3,024+343.6% | $4,661+187.8% |
| Participant deferral / active EE | $10,127 | $5,732+76.7% | $5,054+100.4% | $6,689+51.4% |
| Admin fee / account holder | $8,674 | $13,318-34.9% | $9,448-8.2% | $13,398-35.3% |