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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,541 | $56,197+39.8% | $67,652+16.1% | $59,633+31.7% |
| Participation rate | 93.2% | 71.5%+21.7pp | 75.7%+17.5pp | 68.7%+24.5pp |
| Annual return | -3.34% | 18508.10%-18511.4pp | 6625.40%-6628.7pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $4,187 | $1,615+159.3% | $2,266+84.8% | $2,203+90.1% |
| Participant deferral / active EE | $5,842 | $2,844+105.5% | $3,560+64.1% | $3,192+83.1% |
| Admin fee / account holder | $2,027 | $3,958-48.8% | $4,821-58.0% | $4,297-52.8% |