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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,185 | $78,690+253.5% | $161,489+72.3% | $87,485+218.0% |
| Participation rate | 90.2% | 67.5%+22.8pp | 78.7%+11.5pp | 68.9%+21.3pp |
| Annual return | 18.36% | 32.74%-14.4pp | 89.72%-71.4pp | 26.06%-7.7pp |
| Employer contribution / active EE | $13,065 | $2,588+404.8% | $4,268+206.1% | $2,596+403.2% |
| Participant deferral / active EE | $9,200 | $3,311+177.9% | $5,630+63.4% | $4,274+115.3% |
| Admin fee / account holder | $27,879 | $6,724+314.6% | $16,006+74.2% | $7,775+258.6% |