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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,434 | $73,848+94.2% | $143,799-0.3% | $68,486+109.4% |
| Participation rate | 87.2% | 66.7%+20.5pp | 80.3%+6.9pp | 67.9%+19.3pp |
| Annual return | -17.02% | 0.91%-17.9pp | -0.04%-17.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $7,651 | $3,184+140.3% | $4,952+54.5% | $2,597+194.7% |
| Participant deferral / active EE | $6,735 | $3,385+99.0% | $5,638+19.5% | $4,028+67.2% |
| Admin fee / account holder | $59,417 | $5,755+932.4% | $14,677+304.8% | $5,404+999.5% |