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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,185 | $76,407+264.1% | $150,298+85.1% | $82,448+237.4% |
| Participation rate | 90.2% | 66.4%+23.8pp | 77.8%+12.5pp | 68.1%+22.2pp |
| Annual return | 18.36% | 39.99%-21.6pp | 62.79%-44.4pp | 41.64%-23.3pp |
| Employer contribution / active EE | $13,065 | $2,614+399.8% | $4,154+214.5% | $2,551+412.2% |
| Participant deferral / active EE | $9,200 | $3,214+186.2% | $5,453+68.7% | $4,139+122.3% |
| Admin fee / account holder | $27,879 | $6,352+338.9% | $14,116+97.5% | $7,234+285.4% |