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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,185 | $86,050+223.3% | $189,758+46.6% | $94,015+195.9% |
| Participation rate | 90.2% | 68.9%+21.3pp | 79.8%+10.4pp | 70.8%+19.4pp |
| Annual return | 18.36% | 17.77%+0.6pp | 52.62%-34.3pp | 17.84%+0.5pp |
| Employer contribution / active EE | $13,065 | $2,819+363.4% | $4,767+174.1% | $2,790+368.3% |
| Participant deferral / active EE | $9,200 | $3,349+174.7% | $5,856+57.1% | $4,249+116.5% |
| Admin fee / account holder | $27,879 | $6,627+320.7% | $20,388+36.7% | $8,951+211.5% |