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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,985 | $106,247+321.6% | $96,515+364.2% | $139,466+221.2% |
| Participation rate | 91.7% | 77.8%+13.8pp | 74.3%+17.3pp | 80.3%+11.3pp |
| Annual return | 5.07% | 38.47%-33.4pp | 35.73%-30.7pp | 373.66%-368.6pp |
| Employer contribution / active EE | $17,078 | $4,106+315.9% | $3,740+356.7% | $4,754+259.2% |
| Participant deferral / active EE | $15,271 | $5,456+179.9% | $4,880+213.0% | $6,712+127.5% |
| Admin fee / account holder | $1,541 | $7,885-80.5% | $6,735-77.1% | $11,409-86.5% |