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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,985 | $106,267+321.6% | $96,520+364.1% | $139,456+221.2% |
| Participation rate | 91.7% | 77.8%+13.8pp | 74.3%+17.3pp | 80.3%+11.3pp |
| Annual return | 5.07% | 38.45%-33.4pp | 35.72%-30.6pp | 373.45%-368.4pp |
| Employer contribution / active EE | $17,078 | $4,105+316.0% | $3,739+356.8% | $4,753+259.3% |
| Participant deferral / active EE | $15,271 | $5,454+180.0% | $4,879+213.0% | $6,711+127.5% |
| Admin fee / account holder | $1,541 | $7,882-80.4% | $6,733-77.1% | $11,407-86.5% |