Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,465 | $49,791-77.0% | $78,210-85.3% | $70,126-83.7% |
| Participation rate | 43.2% | 62.3%-19.1pp | 68.7%-25.5pp | 69.5%-26.4pp |
| Annual return | 44.57% | 20.75%+23.8pp | 40.90%+3.7pp | 73.15%-28.6pp |
| Employer contribution / active EE | $0 | $1,430-100.0% | $2,034-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $485 | $2,150-77.4% | $2,823-82.8% | $3,332-85.4% |
| Admin fee / account holder | $573 | $3,181-82.0% | $3,758-84.7% | $4,645-87.7% |