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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,419 | $106,247+127.2% | $96,515+150.1% | $139,466+73.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 6.19% | 38.47%-32.3pp | 35.73%-29.5pp | 373.66%-367.5pp |
| Employer contribution / active EE | $3,623 | $4,106-11.8% | $3,740-3.1% | $4,754-23.8% |
| Participant deferral / active EE | $2,353 | $5,456-56.9% | $4,880-51.8% | $6,712-64.9% |
| Admin fee / account holder | $6,697 | $7,885-15.1% | $6,735-0.6% | $11,409-41.3% |