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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,850 | $99,345+38.8% | $84,753+62.7% | $273,972-49.7% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 1.30% | 22.93%-21.6pp | 22.78%-21.5pp | 41.46%-40.2pp |
| Employer contribution / active EE | $7,506 | $4,214+78.1% | $3,574+110.0% | $4,869+54.2% |
| Participant deferral / active EE | $7,909 | $4,270+85.2% | $3,712+113.1% | $5,287+49.6% |
| Admin fee / account holder | $2,949 | $6,645-55.6% | $5,333-44.7% | $10,133-70.9% |