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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,003 | $75,832+17.4% | $147,618-39.7% | $59,633+49.2% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -2.15% | 0.37%-2.5pp | 61.98%-64.1pp | 2041.40%-2043.6pp |
| Employer contribution / active EE | $5,702 | $3,485+63.6% | $5,565+2.5% | $2,203+158.9% |
| Participant deferral / active EE | $4,033 | $3,131+28.8% | $4,895-17.6% | $3,192+26.4% |
| Admin fee / account holder | $3,948 | $5,986-34.0% | $11,612-66.0% | $4,297-8.1% |