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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,079 | $175,259+162.5% | $149,723+207.3% | $139,487+229.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 26.77% | 166.82%-140.1pp | 134.50%-107.7pp | 373.84%-347.1pp |
| Employer contribution / active EE | $21,565 | $5,478+293.6% | $4,821+347.3% | $4,755+353.5% |
| Participant deferral / active EE | $13,339 | $6,522+104.5% | $5,682+134.7% | $6,713+98.7% |
| Admin fee / account holder | $1,318 | $16,158-91.8% | $13,215-90.0% | $11,407-88.4% |