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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,401 | $167,353+107.0% | $143,797+140.9% | $134,545+157.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -25.73% | 0.48%-26.2pp | -0.04%-25.7pp | 418.37%-444.1pp |
| Employer contribution / active EE | $10,982 | $5,620+95.4% | $4,952+121.7% | $4,742+131.6% |
| Participant deferral / active EE | $12,424 | $6,447+92.7% | $5,638+120.4% | $6,401+94.1% |
| Admin fee / account holder | $12,482 | $18,096-31.0% | $14,679-15.0% | $11,431+9.2% |