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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,925 | $81,276+18.0% | $155,574-38.3% | $80,925+18.5% |
| Participation rate | 27.3% | 66.2%-39.0pp | 78.2%-50.9pp | 67.7%-40.4pp |
| Annual return | 19.06% | 33.36%-14.3pp | 64.87%-45.8pp | 35.65%-16.6pp |
| Employer contribution / active EE | $542 | $3,103-82.5% | $4,676-88.4% | $2,756-80.3% |
| Participant deferral / active EE | $2,381 | $3,453-31.0% | $5,629-57.7% | $4,299-44.6% |
| Admin fee / account holder | $34,704 | $7,993+334.2% | $15,914+118.1% | $6,940+400.0% |