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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,407 | $99,994-28.6% | $146,647-51.3% | $85,851-16.8% |
| Participation rate | 74.3% | 73.1%+1.2pp | 80.1%-5.8pp | 69.3%+5.0pp |
| Annual return | 14.30% | 18.93%-4.6pp | 22.75%-8.5pp | 318.63%-304.3pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,751 | $4,006-31.3% | $5,506-50.0% | $3,952-30.4% |
| Admin fee / account holder | $1,607 | $7,703-79.1% | $10,281-84.4% | $6,261-74.3% |