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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,587 | $110,137+133.9% | $161,149+59.8% | $82,637+211.7% |
| Participation rate | 79.5% | 72.4%+7.2pp | 78.8%+0.7pp | 68.1%+11.5pp |
| Annual return | 9.31% | 20.69%-11.4pp | 21.16%-11.8pp | 53.51%-44.2pp |
| Employer contribution / active EE | $0 | $2,856-100.0% | $4,360-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $8,510 | $4,575+86.0% | $6,153+38.3% | $4,126+106.2% |
| Admin fee / account holder | $25,526 | $9,467+169.6% | $15,194+68.0% | $7,339+247.8% |