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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,587 | $114,712+124.6% | $173,730+48.3% | $87,485+194.4% |
| Participation rate | 79.5% | 73.0%+6.6pp | 79.6%0pp | 68.9%+10.6pp |
| Annual return | 9.31% | 20.18%-10.9pp | 19.96%-10.6pp | 26.06%-16.7pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $4,577-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $8,510 | $4,642+83.3% | $6,326+34.5% | $4,274+99.1% |
| Admin fee / account holder | $25,526 | $10,210+150.0% | $17,523+45.7% | $7,775+228.3% |