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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,960 | $101,795+152.4% | $165,100+55.6% | $80,959+217.4% |
| Participation rate | 80.4% | 71.8%+8.6pp | 78.6%+1.8pp | 67.7%+12.8pp |
| Annual return | 9.91% | 16.73%-6.8pp | 70.21%-60.3pp | 35.67%-25.8pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,485 | $4,476+89.6% | $6,035+40.6% | $4,300+97.3% |
| Admin fee / account holder | $21,700 | $8,221+164.0% | $12,696+70.9% | $6,925+213.3% |