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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,729 | $95,383+47.5% | $185,837-24.3% | $85,856+63.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.44% | 23.59%-12.1pp | 122.08%-110.6pp | 318.58%-307.1pp |
| Employer contribution / active EE | $3,632 | $3,313+9.6% | $5,168-29.7% | $2,565+41.6% |
| Participant deferral / active EE | $6,169 | $3,423+80.2% | $5,568+10.8% | $3,952+56.1% |
| Admin fee / account holder | $3,953 | $7,213-45.2% | $16,241-75.7% | $6,261-36.9% |