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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,113 | $102,385+187.3% | $147,080+100.0% | $80,935+263.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 17.47% | 135.09%-117.6pp | 420.17%-402.7pp | 35.66%-18.2pp |
| Employer contribution / active EE | $6,136 | $3,717+65.1% | $4,933+24.4% | $2,757+122.6% |
| Participant deferral / active EE | $13,071 | $6,651+96.5% | $8,066+62.0% | $4,299+204.0% |
| Admin fee / account holder | $2,640 | $7,951-66.8% | $12,989-79.7% | $6,924-61.9% |