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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,709 | $98,776+92.1% | $149,745+26.7% | $79,856+137.6% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.5%+13.7pp | 69.6%+26.6pp |
| Annual return | -17.79% | 27.38%-45.2pp | 276.72%-294.5pp | 31.71%-49.5pp |
| Employer contribution / active EE | $4,815 | $3,217+49.7% | $4,646+3.6% | $2,471+94.8% |
| Participant deferral / active EE | $9,590 | $5,681+68.8% | $6,843+40.1% | $3,741+156.4% |
| Admin fee / account holder | $27,067 | $6,053+347.2% | $9,312+190.7% | $5,306+410.1% |