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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,101 | $86,288+35.7% | $111,306+5.2% | $85,851+36.4% |
| Participation rate | 75.0% | 73.3%+1.7pp | 77.3%-2.3pp | 69.3%+5.7pp |
| Annual return | 8.73% | 19.99%-11.3pp | 54.67%-45.9pp | 318.63%-309.9pp |
| Employer contribution / active EE | $2,608 | $2,044+27.6% | $2,732-4.5% | $2,565+1.7% |
| Participant deferral / active EE | $2,811 | $3,641-22.8% | $4,488-37.4% | $3,952-28.9% |
| Admin fee / account holder | $15,139 | $8,189+84.9% | $7,966+90.1% | $6,261+141.8% |