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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,012 | $78,423+41.6% | $95,964+15.7% | $79,856+39.0% |
| Participation rate | 73.8% | 73.5%+0.4pp | 77.1%-3.2pp | 69.6%+4.2pp |
| Annual return | 2.94% | 19.37%-16.4pp | 91.64%-88.7pp | 31.71%-28.8pp |
| Employer contribution / active EE | $3,854 | $1,945+98.1% | $2,541+51.6% | $2,471+55.9% |
| Participant deferral / active EE | $2,544 | $3,440-26.0% | $4,167-38.9% | $3,741-32.0% |
| Admin fee / account holder | $7,270 | $5,622+29.3% | $6,797+7.0% | $5,306+37.0% |