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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,562 | $73,848-74.9% | $143,799-87.1% | $68,486-72.9% |
| Participation rate | 58.6% | 66.7%-8.1pp | 80.3%-21.7pp | 67.9%-9.3pp |
| Annual return | -13.70% | 0.91%-14.6pp | -0.04%-13.7pp | -7.85%-5.8pp |
| Employer contribution / active EE | $673 | $3,184-78.9% | $4,952-86.4% | $2,597-74.1% |
| Participant deferral / active EE | $3,203 | $3,385-5.4% | $5,638-43.2% | $4,028-20.5% |
| Admin fee / account holder | $3,282 | $5,755-43.0% | $14,677-77.6% | $5,404-39.3% |