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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,976 | $91,198-84.7% | $178,503-92.2% | $79,856-82.5% |
| Participation rate | 83.1% | 69.2%+13.9pp | 81.9%+1.2pp | 69.6%+13.5pp |
| Annual return | 18.18% | 24.20%-6.0pp | 151.12%-132.9pp | 31.71%-13.5pp |
| Employer contribution / active EE | $3,930 | $3,257+20.7% | $5,011-21.6% | $2,471+59.0% |
| Participant deferral / active EE | $2,860 | $3,237-11.6% | $5,202-45.0% | $3,741-23.5% |
| Admin fee / account holder | $388 | $6,748-94.2% | $13,987-97.2% | $5,306-92.7% |