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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,842 | $81,358-63.3% | $155,556-80.8% | $80,959-63.1% |
| Participation rate | 54.9% | 66.3%-11.3pp | 78.2%-23.3pp | 67.7%-12.7pp |
| Annual return | 12.05% | 33.39%-21.3pp | 64.84%-52.8pp | 35.67%-23.6pp |
| Employer contribution / active EE | $710 | $3,106-77.1% | $4,675-84.8% | $2,757-74.2% |
| Participant deferral / active EE | $3,192 | $3,455-7.6% | $5,631-43.3% | $4,300-25.8% |
| Admin fee / account holder | $2,725 | $7,994-65.9% | $15,885-82.8% | $6,925-60.7% |