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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,433 | $110,278-76.0% | $95,740-72.4% | $139,466-81.0% |
| Participation rate | 90.0% | 75.7%+14.3pp | 72.3%+17.7pp | 80.3%+9.7pp |
| Annual return | 29.46% | 27.19%+2.3pp | 28.41%+1.1pp | 373.66%-344.2pp |
| Employer contribution / active EE | $1,957 | $3,260-40.0% | $2,836-31.0% | $4,754-58.8% |
| Participant deferral / active EE | $5,320 | $4,674+13.8% | $4,244+25.4% | $6,712-20.7% |
| Admin fee / account holder | $545 | $6,613-91.8% | $5,676-90.4% | $11,409-95.2% |