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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,053 | $167,353+86.5% | $143,797+117.0% | $134,545+131.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.24% | 0.48%-16.7pp | -0.04%-16.2pp | 418.37%-434.6pp |
| Employer contribution / active EE | $6,607 | $5,620+17.5% | $4,952+33.4% | $4,742+39.3% |
| Participant deferral / active EE | $7,884 | $6,447+22.3% | $5,638+39.8% | $6,401+23.2% |
| Admin fee / account holder | $2,945 | $18,096-83.7% | $14,679-79.9% | $11,431-74.2% |