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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,813 | $217,432+36.0% | $185,849+59.2% | $167,536+76.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.93% | 148.42%-132.5pp | 122.10%-106.2pp | 478.82%-462.9pp |
| Employer contribution / active EE | $4,827 | $5,875-17.8% | $5,169-6.6% | $4,839-0.2% |
| Participant deferral / active EE | $4,972 | $6,357-21.8% | $5,569-10.7% | $6,342-21.6% |
| Admin fee / account holder | $2,876 | $19,818-85.5% | $16,244-82.3% | $12,315-76.6% |