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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,894 | $48,327+61.2% | $67,575+15.3% | $80,935-3.8% |
| Participation rate | 81.5% | 66.4%+15.1pp | 72.9%+8.6pp | 67.7%+13.9pp |
| Annual return | 12.53% | 18.31%-5.8pp | 3528.98%-3516.4pp | 35.66%-23.1pp |
| Employer contribution / active EE | $7,999 | $2,022+295.6% | $2,736+192.4% | $2,757+190.2% |
| Participant deferral / active EE | $4,702 | $2,927+60.6% | $4,003+17.5% | $4,299+9.4% |
| Admin fee / account holder | $5,767 | $3,692+56.2% | $3,993+44.4% | $6,924-16.7% |