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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,817 | $46,534+47.9% | $64,097+7.4% | $75,177-8.5% |
| Participation rate | 86.0% | 65.9%+20.0pp | 72.3%+13.6pp | 67.2%+18.8pp |
| Annual return | 8.28% | 26.07%-17.8pp | 33.75%-25.5pp | 160.75%-152.5pp |
| Employer contribution / active EE | $4,292 | $1,976+117.2% | $2,750+56.1% | $2,671+60.7% |
| Participant deferral / active EE | $4,245 | $2,835+49.8% | $3,881+9.4% | $4,126+2.9% |
| Admin fee / account holder | $20,831 | $2,957+604.5% | $3,070+578.6% | $5,651+268.6% |