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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,248 | $92,743-52.3% | $82,744-46.5% | $134,532-67.1% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-5.9pp | 81.2%-14.6pp |
| Annual return | -16.53% | 946.63%-963.2pp | 702.22%-718.8pp | 418.27%-434.8pp |
| Employer contribution / active EE | $4,004 | $3,273+22.3% | $3,008+33.1% | $4,741-15.5% |
| Participant deferral / active EE | $4,345 | $4,802-9.5% | $4,395-1.1% | $6,401-32.1% |
| Admin fee / account holder | $12,253 | $5,977+105.0% | $5,325+130.1% | $11,429+7.2% |