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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,708 | $103,008-24.6% | $90,304-13.9% | $152,897-49.2% |
| Participation rate | 75.0% | 75.9%-0.9pp | 73.3%+1.7pp | 82.5%-7.5pp |
| Annual return | 26.01% | 95.22%-69.2pp | 78.13%-52.1pp | 345.43%-319.4pp |
| Employer contribution / active EE | $2,597 | $3,139-17.3% | $2,855-9.0% | $4,764-45.5% |
| Participant deferral / active EE | $2,749 | $4,281-35.8% | $3,885-29.3% | $5,851-53.0% |
| Admin fee / account holder | $371 | $6,175-94.0% | $5,354-93.1% | $11,599-96.8% |