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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,841 | $106,864+68.3% | $147,318+22.1% | $82,637+117.6% |
| Participation rate | 68.5% | 75.5%-7.0pp | 82.1%-13.5pp | 68.1%+0.5pp |
| Annual return | 14.72% | 27.49%-12.8pp | 70.43%-55.7pp | 53.51%-38.8pp |
| Employer contribution / active EE | $6,083 | $3,417+78.1% | $4,593+32.5% | $2,552+138.4% |
| Participant deferral / active EE | $3,829 | $6,496-41.0% | $7,906-51.6% | $4,126-7.2% |
| Admin fee / account holder | $6,927 | $8,415-17.7% | $13,708-49.5% | $7,339-5.6% |