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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,601 | $107,368-33.3% | $92,915-22.9% | $152,909-53.2% |
| Participation rate | 87.5% | 79.8%+7.7pp | 76.0%+11.5pp | 82.5%+5.0pp |
| Annual return | 18.56% | 145.64%-127.1pp | 109.45%-90.9pp | 345.46%-326.9pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,461 | $4,848-69.9% | $4,238-65.5% | $5,851-75.0% |
| Admin fee / account holder | $842 | $7,082-88.1% | $5,796-85.5% | $11,601-92.7% |