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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,578 | $22,602+437.9% | $65,566+85.4% | $75,173+61.7% |
| Participation rate | 100.0% | 63.1%+36.9pp | 64.9%+35.1pp | 67.2%+32.8pp |
| Annual return | 13.95% | 71.13%-57.2pp | 47.40%-33.5pp | 160.72%-146.8pp |
| Employer contribution / active EE | $3,677 | $941+290.8% | $1,692+117.3% | $2,671+37.7% |
| Participant deferral / active EE | $6,222 | $1,695+267.1% | $2,832+119.7% | $4,126+50.8% |
| Admin fee / account holder | $6,979 | $1,877+271.8% | $4,114+69.6% | $5,651+23.5% |