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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,871 | $98,776+35.5% | $149,745-10.6% | $79,856+67.6% |
| Participation rate | 76.3% | 75.8%+0.5pp | 82.5%-6.2pp | 69.6%+6.6pp |
| Annual return | -1.72% | 27.38%-29.1pp | 276.72%-278.4pp | 31.71%-33.4pp |
| Employer contribution / active EE | $1,621 | $3,217-49.6% | $4,646-65.1% | $2,471-34.4% |
| Participant deferral / active EE | $10,411 | $5,681+83.3% | $6,843+52.1% | $3,741+178.3% |
| Admin fee / account holder | $6,692 | $6,053+10.6% | $9,312-28.1% | $5,306+26.1% |