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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,810 | $183,592+148.8% | $155,574+193.6% | $145,877+213.1% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 15.15% | 61.37%-46.2pp | 64.87%-49.7pp | 551.28%-536.1pp |
| Employer contribution / active EE | $15,569 | $5,317+192.8% | $4,676+233.0% | $4,663+233.9% |
| Participant deferral / active EE | $8,841 | $6,466+36.7% | $5,629+57.1% | $6,691+32.1% |
| Admin fee / account holder | $5,081 | $19,316-73.7% | $15,914-68.1% | $13,402-62.1% |