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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,509 | $175,259+117.7% | $149,723+154.8% | $139,487+173.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 23.11% | 166.82%-143.7pp | 134.50%-111.4pp | 373.84%-350.7pp |
| Employer contribution / active EE | $9,002 | $5,478+64.3% | $4,821+86.7% | $4,755+89.3% |
| Participant deferral / active EE | $7,247 | $6,522+11.1% | $5,682+27.5% | $6,713+8.0% |
| Admin fee / account holder | $14,924 | $16,158-7.6% | $13,215+12.9% | $11,407+30.8% |