Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $93,852 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY WILSHINSKY GROUP Service code 27 · EIN 26-4310632 | Advisory (Plan) | $41,653 |
STRATO, INC.1 year Service code 27 · EIN 22-1997382 | Advisory (Plan) | $27,347 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,879 | $71,534+136.1% | $98,462+71.5% | $71,529+136.1% |
| Participation rate | 90.2% | 72.7%+17.5pp | 75.2%+15.0pp | 67.9%+22.3pp |
| Annual return | 13.99% | 32.44%-18.4pp | 21.17%-7.2pp | 28.97%-15.0pp |
| Employer contribution / active EE | $3,264 | $2,399+36.0% | $3,049+7.0% | $2,590+26.0% |
| Participant deferral / active EE | $8,032 | $4,109+95.5% | $4,738+69.5% | $4,291+87.2% |
| Admin fee / account holder | $816 | $1,677-51.3% | $8,875-90.8% | $1,588-48.6% |