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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,976 | $198,457+33.0% | $170,435+54.9% | $147,586+78.9% |
| Participation rate | 84.6% | 88.0%-3.4pp | 83.6%+1.0pp | 82.8%+1.8pp |
| Annual return | 17.34% | 257.30%-240.0pp | 205.94%-188.6pp | 578.59%-561.3pp |
| Employer contribution / active EE | $12,539 | $6,183+102.8% | $5,432+130.8% | $4,876+157.1% |
| Participant deferral / active EE | $8,198 | $5,629+45.6% | $4,939+66.0% | $5,439+50.7% |
| Admin fee / account holder | $1,828 | $16,852-89.2% | $13,881-86.8% | $10,886-83.2% |