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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,085 | $138,078+40.6% | $125,363+54.8% | $134,509+44.3% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -17.25% | 750.49%-767.7pp | 572.15%-589.4pp | 418.13%-435.4pp |
| Employer contribution / active EE | $2,151 | $5,245-59.0% | $4,815-55.3% | $4,741-54.6% |
| Participant deferral / active EE | $11,340 | $7,800+45.4% | $7,447+52.3% | $6,400+77.2% |
| Admin fee / account holder | $30,635 | $11,566+164.9% | $10,005+206.2% | $11,427+168.1% |