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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,882 | $110,240-35.7% | $96,544-26.6% | $139,487-49.2% |
| Participation rate | 30.4% | 78.1%-47.7pp | 76.0%-45.6pp | 80.3%-49.9pp |
| Annual return | 12.30% | 26.41%-14.1pp | 25.88%-13.6pp | 373.84%-361.5pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,905 | $5,549-47.7% | $4,851-40.1% | $6,713-56.7% |
| Admin fee / account holder | $138 | $11,602-98.8% | $8,254-98.3% | $11,407-98.8% |