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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,716 | $124,346-50.4% | $111,306-44.6% | $167,553-63.2% |
| Participation rate | 66.7% | 79.6%-13.0pp | 77.3%-10.7pp | 82.1%-15.4pp |
| Annual return | 7.41% | 37.46%-30.0pp | 54.67%-47.3pp | 478.89%-471.5pp |
| Employer contribution / active EE | $0 | $3,438-100.0% | $2,732-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $5,346 | $5,182+3.2% | $4,488+19.1% | $6,343-15.7% |
| Admin fee / account holder | $7 | $10,623-99.9% | $7,966-99.9% | $12,316-99.9% |