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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,296 | $106,247+63.1% | $96,515+79.6% | $139,466+24.3% |
| Participation rate | 52.9% | 77.8%-24.9pp | 74.3%-21.4pp | 80.3%-27.4pp |
| Annual return | 15.76% | 38.47%-22.7pp | 35.73%-20.0pp | 373.66%-357.9pp |
| Employer contribution / active EE | $2,235 | $4,106-45.6% | $3,740-40.2% | $4,754-53.0% |
| Participant deferral / active EE | $4,598 | $5,456-15.7% | $4,880-5.8% | $6,712-31.5% |
| Admin fee / account holder | $0 | $7,885-100.0% | $6,735-100.0% | $11,409-100.0% |