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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,550 | $133,981+3.4% | $112,249+23.4% | $134,532+3.0% |
| Participation rate | 60.0% | 78.6%-18.6pp | 75.1%-15.1pp | 81.2%-21.2pp |
| Annual return | -16.48% | 47.16%-63.6pp | 27.48%-44.0pp | 418.27%-434.7pp |
| Employer contribution / active EE | $1,798 | $4,040-55.5% | $3,636-50.5% | $4,741-62.1% |
| Participant deferral / active EE | $3,878 | $5,292-26.7% | $4,729-18.0% | $6,401-39.4% |
| Admin fee / account holder | $0 | $7,492-100.0% | $6,412-100.0% | $11,429-100.0% |