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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,407 | $209,428+66.4% | $178,498+95.2% | $158,950+119.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.84% | 188.78%-174.9pp | 151.09%-137.3pp | 302.91%-289.1pp |
| Employer contribution / active EE | $5,492 | $5,707-3.8% | $5,011+9.6% | $4,762+15.3% |
| Participant deferral / active EE | $3,987 | $5,955-33.0% | $5,202-23.4% | $5,983-33.4% |
| Admin fee / account holder | $12,939 | $17,077-24.2% | $13,985-7.5% | $11,248+15.0% |