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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,353 | $115,810+14.3% | $101,271+30.7% | $158,966-16.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 18.95% | 56.15%-37.2pp | 46.48%-27.5pp | 302.95%-284.0pp |
| Employer contribution / active EE | $6,250 | $4,175+49.7% | $3,660+70.8% | $4,762+31.2% |
| Participant deferral / active EE | $7,327 | $4,958+47.8% | $4,371+67.6% | $5,983+22.5% |
| Admin fee / account holder | $2,205 | $7,248-69.6% | $5,948-62.9% | $11,250-80.4% |