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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,334 | $104,937+9.0% | $84,628+35.1% | $152,897-25.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 21.31% | 373.88%-352.6pp | 258.80%-237.5pp | 345.43%-324.1pp |
| Employer contribution / active EE | $5,000 | $3,303+51.4% | $2,653+88.5% | $4,764+5.0% |
| Participant deferral / active EE | $7,076 | $4,690+50.9% | $3,900+81.4% | $5,851+20.9% |
| Admin fee / account holder | $1,504 | $6,243-75.9% | $4,914-69.4% | $11,599-87.0% |