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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,244 | $70,666-74.2% | $169,385-89.2% | $75,181-75.7% |
| Participation rate | 75.6% | 64.8%+10.8pp | 77.2%-1.6pp | 67.2%+8.4pp |
| Annual return | 15.88% | 36.37%-20.5pp | 405.82%-389.9pp | 160.69%-144.8pp |
| Employer contribution / active EE | $372 | $2,210-83.2% | $4,012-90.7% | $2,671-86.1% |
| Participant deferral / active EE | $2,352 | $4,308-45.4% | $6,221-62.2% | $4,126-43.0% |
| Admin fee / account holder | $2,252 | $5,402-58.3% | $9,011-75.0% | $5,650-60.1% |